The Asnef, Debtors Register

To this is added the fact that banks do not provide more funding for fear of defaults. In this way thousands of families do not get income or by the job or through loans. This means they can not afford the goods that were committed, leading to their loss.

But for some people it does not end there. A loss of property debt must be added that in many cases is due to the decline in the value thereof. Common are cases in which the homeowner must give the bank and still has to pay € 50,000 or 100,000 more.

Loan loss related to other goods or services as common is not yet but the inclusion in a list of defaulters usually carried by the company ASNEF EQUIFAX. Equifax or Equifax Ibérica is the Spanish subsidiary of the American company trying to develop a record of defaults to share with financial institutions ASNEF The list comes from the work of the two entities, the Spanish and American, trying to create a file and share it with virtually all financial firms in the country.

This may seem of little importance but the fact is that Sila has. Lapertenencia a delinquent disabled list when making any purchase deferred or funded, whether that of a car, a mobile phone contract, a washing machine. and more importantly, prevents access to any loan from traditional means of credit such as banks and boxes.

For those who think this is a dead end itself perhaps should know that there are ways to get credits with ASNEF. This is necessary to go to individuals. Known as private capital this group of people are willing to lend money under any condition as long as a mortgage offer free of charge. It is increasingly becoming more important in this sector and information about how it works and its requirements are easily found on the net.